Job Summary:

The Life Insurance Agent will sell life, health, and/or disability insurance to clients, and will provide additional follow-up service and support as needed according to changing insurance needs.

Supervisory Responsibilities:

• None.

Duties/Responsibilities:

• Develops and maintains a client base; seeks new prospects via referrals, direct mail, social media, group presentations, promotions, and other methods.
• Consults with clients and prospective clients to assess insurance needs, budget, financial planning goals, and other relevant details.
• Provides rate quotes and coverage recommendations; assists with long-term planning.
• Assists with completion of application and other necessary paperwork; obtains underwriting approval.
• Delivers policy and plan documents.
• Follows up with clients on a periodic basis to assess financial, family, and other changes that may warrant modification of coverage.
• Facilitates distributions to beneficiaries as directed on the death of the policyholder.
• Performs other related duties as assigned.

Required Skills/Abilities:

• Excellent verbal and written communication skills.
• Thorough understanding of life insurance as an aspect of financial planning.
• Ability to clearly explain complex insurance policies and packages.
• Ability to provide comfort to beneficiaries after the death of a loved one.
• Proficient with Microsoft Office Suite or related software.

Education and Experience:

• High school diploma or equivalent required; Bachelors degree preferred.
• Some sales experience, particularly in insurance, highly preferred.
• State insurance licensure required.

Physical Requirements:

• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at times.