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Retirement Plans Resource Page

Retirement Plans Resource Page

 Latest Articles


For 2015, 401(k) Contribution Limit Up to $18,000
The ‘catch-up’contribution for those 50 and over rises to $6,000, and the total contribution limit (all sources) is also up, the IRS announced.

Uptick in Mobile Apps and Auto Features
Engaging employees with mobile technology and ramp up automatic contribution to increase participation.

Supreme Court to Hear 401(k) Fees Case
A 401(k) excessive fees case involves use of retail fund classes when institutional shares were available.

Borrowing from 401(k)s Hits Retirement Income
Participants may be unaware of the long-term consequences of borrowing from their 401(k) plan.

Do ‘Customized’ TDFs Hit the Target?
Is a custom series of target-date funds (TDFs) tailored to workforce demographics worth the added expense?

Employers Enhance 401(k) Investment Designs
With workers relying primarily on 401(k)s for retirement savings, employers are enhancing the investment structures of their plans.

Cash Balance Rule Expands Rate Options
New regulations for hybrid pension plans include a long-awaited final version of cash balance rule proposed in 2010.

IRS Notice on Pension Smoothing Elections
For defined benefit pensions taking advantage of pension smoothing, decisions about segment-rate elections are due by Dec. 31.

Find the Right 401(k) Match
Look at the bottom line to determine a match that can be sustained.

401(k) Participants Favor Auto Escalation
Benefit managers still reluctant to automatically escalate employees’ 401(k) contributions might want to reconsider.

Fewer Pension Freezes
Those hardy employers that have kept their defined benefit plans open to new hires seem intent on staying the course.

‘Google’ Missing Plan Participants
Start searching for those who've left funds behind in a 401(k) by using free Internet search tools.

Workers Confused by 401(k) Investments
While many say they'd benefit from personalized advice, relatively few take advantage it.

Lower Pay for a Higher 401(k) Match?
Employees overwhelmingly would refuse a job with no 401(k) match, even with higher pay.

Less Is More: Sponsors Simplify 401(k) Menus
Too many investment options leave participants feeling confused and overwhelmed.


 Featured Articles


 Related Resources


'Choose to Save' Resources. Find brochures, calculators, public services announcements and other materials that can help plan sponsors promote retirement plan participation at, a project of the nonprofit Employee Benefit Research Institute.

DOL's Lifetime Income Calculator. Via DOL.

Making Sense of the Uncashed Retirement Plan Check Dilemma. Via Inspira.




How America Saves: The Coalition to Protect Retirement
This SHRM-chaired coalition is working to defend the special tax treatment of retirement savings.


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Increasing Plan Participation
Focus on HR's host Kathleen Koch speaks to Linda Robertson and Ric Edelman about boosting employee participation in retirement plans.
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