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Retirement Plans Resource Page

Retirement Plans Resource Page

 Latest Articles


‘Google’ Missing Plan Participants
Start searching for those who've left funds in a terminating 401(k) by using free Internet search tools, the Department of Labor (DOL) advises.

Workers Confused by 401(k) Investments
While many say they'd benefit from personalized advice, relatively few take advantage of this resource when it’s offered.

Spread the Word: Social Security Info Is Online
Encourage workers to review their estimated future Social Security benefits online.

Lower Pay for a Higher 401(k) Match?
Employees overwhelmingly would refuse a job with no 401(k) match, even with higher pay. But many over-rely on the match, failing to contribute enough on their own.

Pension Smoothing Extended, No Premium Hike
There’s good news for employers interested in reducing their minimum required pension contributions.

Get to Know myRA
Top five questions about the U.S. Treasury’s new retirement account program.

Social Security Funding Strains to Challenge Workers, Employers
Employees should understand they need to save for their retirement through other channels, as Social Security alone will not be able to provide adequate income replacement.

401(k) Participants Favor Auto Escalation
Benefit managers still reluctant to automatically escalate employees’ 401(k) contributions might want to reconsider.

Longevity Annuities in 401(k) Plans
A Treasury Department final rule could help ensure that retirees have a steady income stream throughout their retirement years.

Retirement Plans with Employer Stock: What Now?
A U.S. Supreme Court ruling increases the liability for fiduciaries of account-based retirement plans that contain employer stock.

One-Third of Americans Borrow from Retirement
The misuse of 401(k) loans shows why plan sponsors should make financial education a core component of their plans.

IRS Ruling Favors Adjustable Pension Plans
An IRS ruling on an adjustable pension plan (APP) model will benefit both the plan sponsor and its employees, according to the parties.

Less Is More: Sponsors Simplify 401(k) Menus
Too many investment options leave participants feeling confused and overwhelmed.

Work in Retirement Is the New Norm
Help those approaching the traditional retirement age to understand they have several untraditional options.

States Offer Private-Sector Retirement Options
America’s pending retirement crisis has gotten the attention of state governments.

Retirement Plan Education—to the Next Level
Employers should address plan costs, integration with Social Security, and the real barriers to consistent participation.

Young, Midlevel Earners Value Roths
Young plan participants and those with midlevel earnings are most likely to choose a Roth 401(k) account when provided.

Generations' Different Retirement Paths
New research shows differing expectations about retirement among the generations in the workforce.


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 Related Resources


'Choose to Save' Resources. Find brochures, calculators, public services announcements and other materials that can help plan sponsors promote retirement plan participation at, a project of the nonprofit Employee Benefit Research Institute.

DOL's Lifetime Income Calculator. Via DOL.

Making Sense of the Uncashed Retirement Plan Check Dilemma. Via Inspira.




How America Saves: The Coalition to Protect Retirement
This SHRM-chaired coalition is working to defend the special tax treatment of retirement savings.


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Increasing Plan Participation
Focus on HR's host Kathleen Koch speaks to Linda Robertson and Ric Edelman about boosting employee participation in retirement plans.
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